Summary of Insurance Requirements You generally insurance to technically own a car, but you must have it to drive it off the lot or register it. Most dealerships and all lenders require proof of insurance before finalizing a sale or allowing a test drive. Key "Papers" Needed
A permanent sheet detailing your coverage limits, deductibles, and premiums. It acts as your official "receipt" of purchase.
A temporary document issued by an agent that provides immediate, short-term proof of coverage until the full policy is issued.
The physical or digital card (often called a "pink card" in some regions) that you must keep in the vehicle at all times. How to Get Your Paperwork Ready
