Buy Health Insurance Mn — Must Read

Depending on your household size and annual income, you may qualify for one of three main options through MNsure: Medical Assistance and MinnesotaCare - MNsure

: This is the annual period to sign up for or change private plans. For 2026 coverage, this window ran from November 1, 2025, to January 15, 2026 .

You can only buy private health insurance during specific times:

Buying health insurance in Minnesota primarily involves using , the state's official marketplace . It is the only platform where Minnesotans can access financial assistance, such as tax credits or low-cost public programs, to reduce the cost of coverage. 1. Identify Your Enrollment Window

: You can apply at any time for public programs like Medical Assistance or MinnesotaCare , or if you are a member of a federally recognized American Indian tribe. 2. Determine Your Eligibility for Financial Help

: If you missed the deadline, you may still enroll if you experience a "qualifying life event," such as getting married, having a baby, or losing employer-sponsored insurance.