: When the bill matures, the Treasury pays you the full face value. The difference between the discount price you paid and the face value is your interest earned. Tax Advantages to Consider
: Buying through a broker often makes it easier to sell your T-bills on the secondary market before they reach maturity if you need quick access to your cash. How the Purchase Process Works where to buy treasury bills
: Choose a brokerage account. If you tell me which you prefer, I can provide: Step-by-step account setup for TreasuryDirect. Broker comparisons for bond-specific features. Current auction schedules for upcoming T-bill issues. : When the bill matures, the Treasury pays
: While many major brokers now offer commission-free trading for new-issue Treasuries, some may still charge a fee or commission, especially for secondary market trades. How the Purchase Process Works : Choose a
: On the settlement date (usually the business day after the auction), the funds are debited from your linked bank account or brokerage account.
Where to Buy Treasury Bills: A Guide for Beginners Treasury bills (T-bills) are considered among the safest short-term investments because they are backed by the full faith and credit of the U.S. government. Whether you're looking for a safe place to park an emergency fund or a low-risk way to earn more interest than a standard savings account, here is where and how you can buy them. Primary Markets: Buying Directly from the Source
: There are no fees or commissions when buying through TreasuryDirect. Minimum Investment : You can start with as little as $100 .