Unmarried Couples Buying A House | WORKING |

: If both names are on the mortgage, both are 100% responsible for the loan. If one partner stops paying, the other is still legally obligated to cover the full amount to avoid foreclosure.

Applying for a mortgage jointly can increase your buying power, but it also carries shared risks. unmarried couples buying a house

: Agree on how to split monthly costs like the mortgage, taxes, utilities, and maintenance (e.g., 50/50 or proportional to income). 2. Choose the Right Title Structure : If both names are on the mortgage,