Nice-to-haves like a fenced yard or a specific kitchen finish.
Once you know what you can afford, it’s time to start the search.
Non-negotiables like the number of bedrooms, layout, or school district. starting the home buying process
Buying a home is a marathon, not a sprint. The process typically breaks down into three major phases: , active search , and closing . Phase 1: Financial Preparation
An ensures the home is worth the price you're paying; lenders won't fund a loan for more than the appraised value. Nice-to-haves like a fenced yard or a specific
Aim for 3–6 months of living expenses in reserve.
Before looking at houses, you must look at your bank account to avoid emotional decision-making . Buying a home is a marathon, not a sprint
Visit as many homes as possible to get a feel for different neighborhoods and what your money buys in the current market . Phase 3: The Offer and Closing