Single Parent Buying A Home Apr 2026

: Higher scores (740+) secure better rates. However, programs like FHA accept scores as low as 500 with a 10% down payment or 580 with 3.5% down.

Lenders focus on your ability to manage a mortgage on a single income. Key metrics include: single parent buying a home

: Beyond salary, you can include alimony, child support, and tax credits to boost your qualifying income. : Higher scores (740+) secure better rates