Should I Buy Trip Insurance From Delta (2026)

Many premium travel credit cards already include trip delay, cancellation, and baggage insurance for free, making the Delta add-on a "waste" of money.

Purchasing trip insurance directly from Delta (typically provided by Allianz Global Assistance ) is generally considered and insufficient for international travel . While it offers convenience at checkout, specialized travel insurance marketplaces often provide twice the coverage for the same price or less. Comparison of Delta Trip Protection vs. Third-Party Plans Delta (Allianz Add-on) Third-Party Marketplace Plans Typical Cost ~$25 - $71 per person Same or lower for basic plans Medical Coverage Often limited to ~$10,000 Usually $100,000+ Medical Evacuation Often ~$50,000 Often $250,000 - $500,000 Cancel For Any Reason Not typically included Available (often 75% refund) Coverage Scope Sometimes limited to the flight only Covers entire trip (hotels, tours, etc.) Key Reasons to Reconsider Delta's Insurance should i buy trip insurance from delta

For international trips, experts at TripInsure101 suggest at least $100,000 in medical coverage, whereas Delta's plan may only offer $10,000. Many premium travel credit cards already include trip