: If you are purchasing a counter-depth, built-in, or "professional" refrigerator (like Sub-Zero or Thermador), repair costs for specialized parts are significantly higher.

While experts generally advise against them, they can make sense in these specific cases:

: Some brands, notably Samsung and LG , have historically higher service rates for components like compressors and ice makers.

For most standard refrigerators, purchasing an extended warranty is in the long run . Retailers often mark up these plans by over 100%, and most modern appliances do not fail within the typical 3- to 5-year extended coverage period. However, a warranty can be a practical "safety net" for specific high-risk scenarios, such as buying technologically complex "smart" fridges or high-end built-in models where a single repair can exceed $1,000. When a Refrigerator Warranty is "Worth It"

: Some premium plans reimburse you for hundreds of dollars in lost groceries if the unit fails, which can offset the cost of the plan itself.

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