: He noted that "Help to Buy 2" (the mortgage guarantee scheme) stimulated lenders to offer 95% Loan-to-Value (LTV) mortgages.
: He has encouraged lenders to use the clarity provided by regulatory changes to relax criteria in areas like interest-only mortgages and affordability assessments. Current Status of Help to Buy ray boulger help to buy
While supportive of the scheme's goals, Boulger has proposed specific changes to improve its fairness and efficiency: : He noted that "Help to Buy 2"
It is important to note that the primary scheme in England is no longer open: and officially ended on March 31
Boulger has frequently commented on how Help to Buy acted as a critical catalyst for the UK housing market:
: The scheme closed to new applications on October 31, 2022 , and officially ended on March 31, 2023 .