Note: Certain assets like your primary home, one vehicle, and retirement accounts (e.g., IRAs, 401ks) are generally and do not count toward these limits. Program Benefits
Medicaid can be used alongside Medicare or private employer-sponsored health insurance to cover costs like copays, premiums, and services (such as personal care attendants) that private plans might not cover. medicaid buy in program ny
Must be engaged in paid work (this includes part-time, full-time, and self-employment). Financial Limits for 2026 Note: Certain assets like your primary home, one
Up to $108,285 per year (if both are disabled and working). Resource Limits: Individual: Up to $33,038 in non-exempt resources. Couple: Up to $44,796 . Financial Limits for 2026 Up to $108,285 per
Participants do not have to "spend down" their excess income to qualify for Medicaid services.
Medicaid Buy-In Program for Working People with Disabilities
To qualify for the program, an individual must meet the following criteria: Must be a resident of New York State. Age: Must be at least 16 years old and under age 65 .