This is the closest alternative to layaway, often featuring .
: Requires a credit check and approval through Citibank.
: Typically available for 12 months on purchases over $299.
: If the balance isn't paid in full by the end of the term, interest is charged retroactively from the original purchase date. 2. Progressive Leasing (Lease-to-Own)
: A 90-day purchase option is usually the cheapest way to own the device through this plan. 3. Third-Party BNPL (Klarna & Afterpay) Holiday Frequently Asked Questions - Best Buy
Best Buy does not offer a traditional layaway plan. Unlike layaway, which holds your item until you pay in full, Best Buy provides "Buy Now, Pay Later" (BNPL) and financing options that let you take your iPad home immediately while paying over time. 🛠️ Best Buy Payment Alternatives