: The original InsWeb.com platform is no longer a standalone primary quote engine; much of its consumer-facing traffic and legacy technology have been integrated into larger financial services networks.
: The national average premium rose roughly 14.42% from 2022 into 2024, with continued upward pressure in 2025 due to soaring claim costs. insweb comauto-insurance
: Roughly 86% of consumers now trust AI to help them compare quotes or explain complex policy language. : The original InsWeb
The current market is characterized by significant shifts in pricing and consumer behavior: The current market is characterized by significant shifts
: Transitioning to EVs has introduced new risks, with a 14% rise in claim frequency for drivers moving from traditional gas vehicles to EVs.
This report provides an overview of and current auto insurance market trends for 2025–2026. While InsWeb was a pioneer in online insurance comparison, its direct brand presence has evolved, and the broader industry is currently navigating a period of rising premiums and technological transformation. 1. InsWeb Overview and Legacy