Ask about the age of the roof, HVAC system, and water heater.
This report outlines the essential questions and considerations for prospective home buyers in 2026, covering financial readiness, property assessment, the home-buying process, and neighborhood evaluation. I. Financial Readiness (Before You Look) home buying questions
Confirm if appliances, lighting fixtures, or furniture are included in the price. III. The Home-Buying Process Ask about the age of the roof, HVAC system, and water heater
A deposit showing you are committed (usually 1-2% of the price) that applies to the down payment. Financial Readiness (Before You Look) Confirm if appliances,
A guideline for financial health: save 3 months of living expenses, have 3 months of mortgage payments in reserve, and thoroughly research 3 properties.
A letter from a lender confirming how much they are willing to lend you based on a review of your income and credit.
Final documents are signed, and you officially take ownership. IV. Neighborhood & Location Factors 10 Questions to Ask Before Buying a Home