: Typically restricted to households earning 80% or less of the Area Median Income (AMI) .
: For traditional DHAP, the home price cannot exceed $342,000 for both new and existing homes. home buying programs in dallas tx
: Aimed at teachers, healthcare workers, and first responders, this track allows for higher income limits (up to 120% AMI ) and removes the sales price cap. : Typically restricted to households earning 80% or
The flagship local initiative, DHAP , provides forgivable second-lien loans to help with down payments and closing costs. As of , the program has transitioned its management to Business and Community Lenders (BCL) of Texas to improve efficiency. Financial Tiers : The flagship local initiative, DHAP , provides forgivable
In 2026, the landscape for home buying programs in Dallas, TX, is shifting toward third-party administration and targeted community support. Whether you are a first-time buyer or a long-term resident, these programs offer substantial financial relief to bridge the gap between rising home prices and affordable monthly payments.
Dallas offers specialized tracks for specific demographics, though funding status varies by year: