The home must cost less than £250,000 (£420,000 in London) after the discount.
Open to both first-time buyers and home-movers for properties up to £600,000. government housing help to buy
You can find participating lenders through sites like MoneySavingExpert. 3. Shared Ownership (UK-wide) Government house buying schemes in 2026 The home must cost less than £250,000 (£420,000
In 2026, government help for buying a home focuses on discounts, small deposits, and shared equity rather than the original "Help to Buy" loan, which has closed in most areas. 1. First Homes Scheme (England) First Homes Scheme (England) The discount stays with
The discount stays with the property. When you sell, the next buyer must also be eligible and receive the same discount. 2. Freedom to Buy (Mortgage Guarantee Scheme)
This permanent scheme helps you buy a home with just a .
You must be a first-time buyer with a household income under £80,000 (£90,000 in London).
The home must cost less than £250,000 (£420,000 in London) after the discount.
Open to both first-time buyers and home-movers for properties up to £600,000.
You can find participating lenders through sites like MoneySavingExpert. 3. Shared Ownership (UK-wide) Government house buying schemes in 2026
In 2026, government help for buying a home focuses on discounts, small deposits, and shared equity rather than the original "Help to Buy" loan, which has closed in most areas. 1. First Homes Scheme (England)
The discount stays with the property. When you sell, the next buyer must also be eligible and receive the same discount. 2. Freedom to Buy (Mortgage Guarantee Scheme)
This permanent scheme helps you buy a home with just a .
You must be a first-time buyer with a household income under £80,000 (£90,000 in London).