First Time Buyers Uk: Government

In England and Northern Ireland, first-time buyers benefit from lower thresholds compared to standard movers: First Homes scheme: first-time buyer's guide - GOV.UK

: Household income must be below £80,000 (£90,000 in London). first time buyers uk government

: A savings account for those aged 18–39. The government adds a 25% bonus to your savings, up to a maximum of £1,000 per year. In England and Northern Ireland, first-time buyers benefit

In 2026, first-time buyers in the UK can access several government-backed schemes designed to lower deposit requirements and property costs. In 2026, first-time buyers in the UK can

: Offers local first-time buyers and key workers new-build homes at a 30% to 50% discount off market value.

: Must be used for a first home costing £450,000 or less and held for at least 12 months.

: Available UK-wide for properties up to £600,000.