: Usually ranges from 3.5% to 20% of the purchase price.
: Notary fees, attorney fees, and deed recording costs. Insurance & Protection : Title Insurance : Protects against ownership disputes.
: Includes application fees (up to $500), credit reporting, and loan origination/processing fees.
Once you own the home, you must budget for these recurring costs:
: Costs for a home appraisal to confirm value and a home inspection to check for structural issues.
: Usually required if your down payment is less than 20%.