Creditscoreinformation

Learn about your credit report and how to get a copy | USAGov

: Created collaboratively by the three major bureaus (Experian, TransUnion, and Equifax ) in 2006. Score Ranges (General) Exceptional/Excellent : 800–850 Very Good : 740–799 Good : 670–739 Fair/Average : 580–669 Poor : 300–579 Factors Influencing Your Score creditscoreinformation

Most lenders use one of two primary scoring systems to evaluate your financial health: : The industry standard since 1989. Learn about your credit report and how to

The FICO model calculates your score based on five key components: : Records of on-time or missed payments. 30% Amounts Owed : Total debt and credit utilization ratios. creditscoreinformation