Credit Score Range Official

This range is considered acceptable or low risk by most lenders [1, 23].

Higher scores generally lead to lower interest rates on mortgages, auto loans, and personal loans [5, 27]. credit score range

Understanding Your Credit Score: A Guide to Ranges and Ratings This range is considered acceptable or low risk

Most models, including the FICO Score , prioritize five core factors: and personal loans [5

Your record of making on-time payments. A single late payment can significantly drop your score [22, 38].