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Jana and Bob work the same job and earn the same salary. One afternoon, they both head to a local dealership to buy the same $13,750 hatchback.

: Jana has an excellent credit score of 800 . Because she is a low-risk borrower who pays her bills on time, the dealer approves her for a 36-month loan with a monthly payment of $453. Over the life of the loan, she will pay a total of $16,308. credit score free

Your credit score is a numerical representation of your creditworthiness, typically ranging from . You have the power to change your financial narrative by monitoring your reports and scores for free: Free Credit Reports - FTC Consumer Advice Jana and Bob work the same job and earn the same salary