AI responses may include mistakes. For financial advice, consult a professional. Learn more Understanding Credit Ratings
: A "Positive," "Stable," or "Negative" outlook indicates the potential direction of a rating over the next 1–2 years. credit rating scores
Agencies conduct periodic —also known as account monitoring—to ensure ratings remain accurate as financial conditions change. AI responses may include mistakes
: The entity is currently in default on its financial commitments. The Rating & Review Process credit rating scores