Consumer Reports Guide To Buying A New Car Apr 2026

The deal isn't done when you agree on a price. You still have to pass through the Finance and Insurance (F&I) office.

By staying disciplined, doing your research, and refusing to negotiate based on monthly payments, you can drive away in a car that is reliable, safe, and—most importantly—fairly priced. consumer reports guide to buying a new car

Focus on the total price , not the monthly payment. Dealers love to "sell the payment" by stretching out loans to 72 or 84 months, which often results in you being "underwater" (owing more than the car is worth). Phase 2: The Test Drive The deal isn't done when you agree on a price

Before you ever smell a "new car scent," you need to do the legwork at home. Focus on the total price , not the monthly payment

Use CR’s annual auto surveys to find models with high predicted reliability. Don't just look at the current year; look at the "track record" of that specific generation. Check IIHS and NHTSA crash-test ratings to ensure your choices protect you and your family.

Contact the internet sales managers at several dealerships. Ask for their "best out-the-door price" for the specific trim and color you want. This forces them to compete for your business before you even step foot in the building.

The goal is to move the conversation away from the MSRP (sticker price) and toward the (what the dealer paid).