Cashback <Fully Tested>

: These cards offer much higher rates—often 5% to 10% —but only for specific categories like dining, groceries, or petrol.

: Offers one of the highest flat rates at 1.7% and famously includes typically excluded categories like insurance and school fees. cashback

: These cards offer a consistent rebate—usually between 1.5% and 1.7% —on almost all spending without a maximum cap or minimum spend requirement. : These cards offer much higher rates—often 5%