To qualify for a loan, you and the vehicle must meet specific criteria: Capital One Auto Financing

: Enter basic info (name, address, income, and last 4 digits of SSN) on the Capital One Auto Navigator site .

: You can pre-qualify and complete the entire refinancing application online without visiting a dealership . 5. Managing Your Loan

: Capital One uses a soft credit pull for this stage, which does not lower your credit score .

See if you pre-qualify for financing in minutes with no impact to your credit score. No risk to your credit score. Capital One Auto Loan FAQ - Capital One

: Capital One loans are only valid at thousands of participating dealerships nationwide .

If you already have a car loan with another lender, you may be able to refinance with Capital One to lower your APR or monthly payment . : Your current loan must not be with Capital One . The payoff amount must be between $7,500 and $75,000 . The vehicle must be 10 years old or newer .

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