Can I Buy Catastrophic Insurance -

You cannot use premium tax credits to lower the costs of these plans. Comparison and Enrollment

Despite high costs, they cover certain preventive services and at least three primary care visits annually before the deductible is reached. can i buy catastrophic insurance

To enroll, you must be under 30 years old, or, if 30 or older, qualify for a hardship or affordability exemption (e.g., in cases of homelessness, bankruptcy, or when coverage is deemed unaffordable). How Catastrophic Plans Work You cannot use premium tax credits to lower

While offering the lowest premiums, they are less flexible than Bronze plans for those needing regular care. To enroll, you must apply through the Marketplace (often needing an exemption certificate if over 30) during designated enrollment periods. Catastrophic Plan Information | HealthCare.gov if 30 or older