: Arrange financing through your bank or credit union before visiting a dealership to ensure you get the best possible rate.
: Beyond the monthly payment, factor in insurance, registration, maintenance, and fuel. For example, insurance for a new car often requires "full coverage" (comprehensive and collision) if you are financing. can i buy a new car
: Put at least 20% down to avoid "gap" situations where you owe more than the car is worth. : Arrange financing through your bank or credit