Buying Up Debt – Confirmed

: Beyond individual debt, domestic private investors—including retirement accounts—control roughly 42-50% of the $38 trillion U.S. national debt as of early 2026. 4. Consumer Protections and Rules

: Under modern regulations like the CFPB Regulation F , collectors are generally limited to the 7/7/7 rule : no more than seven calls over seven days regarding a specific debt. buying up debt

: Activist groups like the Debt Collective have "hacked" this market by buying up portfolios of medical, student, or credit card debt and simply canceling it rather than collecting. : Beyond individual debt