Buying A House In Washington State Apr 2026

: While a 20% down payment (roughly $125,000 for a median-priced home) helps avoid Private Mortgage Insurance (PMI) , you can often secure a home with much less. Conventional Loans : As low as 3%. FHA Loans : Usually 3.5%.

: Most lenders require a minimum score of 620 for conventional financing. buying a house in washington state

10 Steps To Buying A House In Washington State [Infographic] : While a 20% down payment (roughly $125,000

: Budget for closing costs (typically 2-5% of the purchase price), home inspections, and appraisals. 2. Essential Steps in the Process buying a house in washington state