Buying A Diamond Without Certification -

: Insurance companies typically require a certificate or a formal appraisal to determine coverage limits.

: Request a written appraisal from a third party that specifies the 4Cs (Cut, Color, Clarity, Carat). buying a diamond without certification

: You are relying entirely on the jeweler’s verbal assessment of its quality. : Insurance companies typically require a certificate or

: A lack of paperwork doesn't mean the stone is fake; it just means it hasn't been professionally verified. buying a diamond without certification

A certificate is your "receipt" for quality. While you can save money today by skipping it, you may lose more in the long run through overpayment or poor resale value. If you'd like, I can help you: a specific diamond quote you've received.