: Your spouse must know about the policy and sign off on it.
: Offers lifelong coverage and builds a "cash value" you can sometimes borrow against, though it comes with higher premiums. buy life insurance for spouse
: For stay-at-home spouses, insurance covers the massive cost of childcare, household management, and transportation—services that would be incredibly expensive to outsource. : Your spouse must know about the policy and sign off on it
You can't just take out a policy on someone in secret. It requires a bit of teamwork: buy life insurance for spouse
: Check if your own employer-sponsored plan (like FEGLI for federal employees) offers a "spouse rider" as a quick way to add coverage.