Cash/certified funds for a down payment and a list of personal references. Buy Here Pay Here Requirements Explained Simply
: This is the most critical requirement. Lenders typically look for a minimum monthly income (often between $1,200 and $2,000 after taxes). You will need: Recent pay stubs (usually the last 30 days).
Pay stubs, bank statements, W-2s, 1099s, or benefit award letters.
A utility bill (electric, water, or gas) in your name dated within the last 30–60 days. A current lease agreement or mortgage statement.
Recent utility bills, lease agreements, or mailed bank statements.