Buying a car in , through a Buy Here Pay Here (BHPH) dealership is a common option for residents in the Tri-Cities area (including Johnson City, Kingsport, and Bristol) who need flexible in-house financing . These dealerships act as both the seller and the lender, allowing you to bypass traditional banks even if you have poor or no credit history. Featured BHPH Dealerships in Piney Flats Buy Here Pay Here Used Cars in Piney Flats, TN | Chaparral