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: Recent pay stubs or 2–3 months of bank statements (usually requiring at least $1,500 monthly income).

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: Not all BHPH dealers report on-time payments to credit bureaus. If you want to rebuild your credit, choose one that does, like American Car Center . : Recent pay stubs or 2–3 months of

: A recent utility bill, lease agreement, or government mail. choose one that does

: One missed payment can trigger repossession. 4. Top Rated Dealerships in Jacksonville