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: Eliminating agent commissions often allows insurers to offer higher interest rates or better payout terms.

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: Focuses on "ridiculously simple" multi-year guaranteed annuities (MYGAs) with competitive rates. : Eliminating agent commissions often allows insurers to

Buying an annuity direct allows you to purchase retirement income products without the assistance of a commissioned agent or broker. This process is typically handled through online platforms or direct-to-consumer insurance carriers. Benefits of Direct Purchases Buying an annuity direct allows you to purchase

Several specialized platforms allow for direct annuity acquisition:

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