Purchasing a vehicle for a family member or friend.
Many traditional banks and dealership lenders require a valid driver's license to grant an auto loan. They view unlicensed buyers as high-risk or fear a "straw purchase" (buying a car for someone else who cannot qualify for a loan). The solution: Apply for the loan with a licensed co-signer . buy a car with no license
Bring a licensed friend, family member, or the intended primary driver with you to test drive the car. Purchasing a vehicle for a family member or friend
Buying a vehicle for a minor practicing with a learner's permit. ⚠️ Major Hurdles to Expect 1. You Cannot Test Drive or Drive it Home The solution: Apply for the loan with a licensed co-signer
To drive a vehicle off a dealer lot for a test drive, dealerships require a valid driver's license for legal and insurance purposes.