Buy A Car - With No Licence

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Some insurers offer a "Loss of License or RC" add-on that provides monetary compensation if your physical documents are lost, though this does not permit unlicensed driving. 4. Legal Limitations and Driving buy a car with no licence

You must be at least 18 years old to legally enter a purchase contract. 2. Financing and Loans Legal Limitations and Driving You must be at

You can purchase motor insurance without a license, but it comes with strict operational conditions. If you (as the unlicensed owner) are involved

If you (as the unlicensed owner) are involved in an accident while driving, the insurance company will likely reject the claim immediately.

Obtaining a car loan without a license is possible but slightly more complex than a standard application.

Driving without a license is a criminal offence under the Motor Vehicles Act. First-time offenders can be fined ₹5,000 , while repeat offences can lead to fines up to ₹10,000 or jail time. Comparison Table: Owner with vs. Without a License Without License With License Buy a Car Register in Own Name Obtain Insurance Allowed (requires primary driver) Standard process Apply for Loan Possible (with alternative ID) Standard process Drive on Public Roads Prohibited Test Drive Prohibited