The most compelling reason to use this card for a phone is the offer on unlocked phone purchases totaling $649 and up . This allows you to spread out the cost of a flagship device over two years without interest— if you follow the rules. 3. The "Gotcha": Understanding Deferred Interest

Thinking about snagging the latest smartphone? Whether it’s the newest iPhone, a sleek Samsung Galaxy , or a versatile Google Pixel

When you apply, you are actually applying for one of three versions issued by Citibank. You don't get to choose which one you receive; it's based on your credit profile:

Is the Best Buy Credit Card Your Secret Weapon for a New Phone?

This is the most critical part of the fine print. Best Buy uses for its promotional financing.

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