Maya loved staying current, so she asked about the Upgrade+ Program . : It functions like a lease over 36 months .

: At month 37, she’d owe a larger "Balloon Payment". She could pay it to keep the Mac, or simply return the laptop to Best Buy and upgrade to the latest model, at which point Best Buy would satisfy that final payment for her. The "Predictable" Route: Affirm & Zip

If she didn't want a new credit card, she could use Affirm or Zip. Zip Payments - Best Buy

The staff member explained the most popular path: the My Best Buy® Credit Card . : She could get 18 months of no-interest financing .

: Her payments could be as low as $20–$33/month .

Maya sat in the local cafe area, her old laptop whirring like a jet engine. She was a freelance designer who finally landed a major contract, but her current tech couldn't keep up with the rendering software. She needed a new Apple MacBook Pro , but the upfront cost was a hurdle. She approached a blue-shirted staff member to explore her payment options. Here is the "story" of the plans she found: The "Discipline" Route: My Best Buy® Credit Card

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