: On appliance and grill purchases totaling $599 and up . 24 Months : On home theater purchases totaling $799 - $999 and up . On unlocked phone purchases totaling $649 and up . Critical "Deferred Interest" Warning
: If any balance remains after the promotional period (even $1), interest is charged retroactively from the original purchase date. best buy current financing offers
As of April 2026, Best Buy鈥檚 primary financing involves offers through the My Best Buy Credit Card . For a limited time through May 3, 2026 , new cardholders can choose between 15% back in rewards on their first day of purchases or flexible financing. Standard Financing Offers : On appliance and grill purchases totaling $599 and up
Best Buy typically offers 0% interest if paid in full within a specific timeframe, depending on the purchase amount and category: : On storewide purchases totaling $299 and up . Critical "Deferred Interest" Warning : If any balance