: Approvals for the "store-only" card are often more lenient.

: Some users with scores as low as 680–694 have reported "shock" approvals for the Visa version, though these often come with lower starting limits (e.g., $2,000–$3,000). Critical Approval Factors

: If you have a thinner credit file or are "rebuilding," this is the most likely starting point. The Visa Card (Open-Loop) :

For those looking to finance their next big tech purchase, the path to a Best Buy credit card often begins with a specific number: your credit score. Generally, applicants need a for the best approval odds.

However, because Citibank (the card issuer) offers multiple card tiers, there are several "success stories" for different credit profiles: :