Earning rates depend on whether you have the or the Visa Card :

: You typically do not earn reward points on purchases that use promotional "no-interest" financing plans. Best Buy Credit Card: Rewards & Financing

: Most cardmembers receive their reward certificates automatically via email once a certain threshold is met.

: These are mailed to you and include your card number and reward summaries.

The offers a rewards system based on points that are redeemed for certificates. You typically earn $5 in rewards for every $100 spent at Best Buy (5% back), or every $250 points earned results in a $5 certificate. Reward Redemption Options

: 5% back (2.5 points per $1) on qualifying purchases when choosing standard credit. Outside Best Buy (Visa Only) : 3% back (1.5 points per $1) at gas stations.

: If you are banking points, you can manually issue a certificate through the Rewards Overview page on the Best Buy website. Reward Tiers & Earning Rates

: Available by logging into your Citibank Online Account or the Best Buy rewards dashboard . Important Limitations