Pays for your medical bills regardless of who is at fault.
Insurers look at "risk." The more likely you are to crash, the more you pay. Key factors include: Tickets and accidents make you "risky." auto insurance for dummies
Auto insurance is often viewed as a complex legal burden, but it is fundamentally a financial safety net. This paper breaks down the essential components of auto insurance, explains how premiums are calculated, and provides a clear roadmap for choosing the right coverage without the jargon. 1. Introduction: Why Do You Need It? Pays for your medical bills regardless of who is at fault