: You can still choose traditional installments through AT&T, T-Mobile, or Verizon when buying through the Apple Store. Key Things to Remember Pay with installments using Apple Pay - Apple Support
: Many banks now offer their own "pay later" plans. If your card is eligible, a Pay Later hint will appear under your card in the Wallet app during checkout.
: You can now access Affirm and other lenders directly during checkout.
: Look for a small hint under your default card. If you don't see it, tap Other Cards & Pay Later Options .
If you are specifically looking to buy a new iPhone, Mac, or iPad, Apple still offers its own dedicated financing through the :
While the standalone Apple-branded loan is gone, the convenience of "buy now, pay later" (BNPL) is more accessible than ever through the Apple Support guide on installments . What Replaced Apple Pay Later?