1332 💯

For a 1332 waiver to be approved by the Department of Health and Human Services (HHS) and the Department of the Treasury, the state’s proposal must meet four "guardrails":

Many states (e.g., Alaska, Minnesota, Oregon ) use waivers to fund reinsurance, which compensates insurers for high-cost enrollees, successfully lowering premiums in the individual market. For a 1332 waiver to be approved by

This report focuses on the program, a critical component of the Patient Protection and Affordable Care Act (ACA) that enables states to customize their health insurance markets. Executive Summary: Section 1332 Waivers which compensates insurers for high-cost enrollees

The plan must provide cost-sharing protections equal to or better than the ACA. For a 1332 waiver to be approved by

Colorado implemented a "Colorado Option" designed to improve coverage availability. Implementation Process